Our medical insurance solutions

Individual

For professionals, the self-employed, investors and residents without employer cover.

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Family

Spouse and children on one policy with maternity and newborn benefits.

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Northern Emirates

Affordable compliant cover for visas issued in Sharjah, Ajman, RAK, Fujairah and UAQ. Includes teleconsultation.

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Domestic worker

Mandatory, affordable medical cover for housemaids, nannies, drivers and other domestic staff. Annual limit up to AED 250,000.

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Golden Visa / Investor

Premium, flexible cover designed to meet long-term residency requirements.

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Group / SME

Corporate health insurance for SMEs and large businesses — strengthen your employee benefits.

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Choosing a plan

How to choose the right plan

Consider these factors — or let an advisor guide you.

1. Visa location

Dubai, Abu Dhabi or Northern Emirates — each has its own health authority rules.

2. Family size

Insuring 3 or more together unlocks family discounts.

3. Maternity needs

Check maternity limits and waiting periods if you're planning a family.

4. Chronic conditions

Pre-existing conditions are covered subject to underwriting.

5. Budget

Higher co-pay means lower premiums; zero co-pay means fewer out-of-pocket costs.

6. Preferred hospitals

Make sure your preferred hospital and clinic are in the plan's network.

FAQs — medical insurance UAE

Is medical insurance mandatory in the UAE?

Yes, in Dubai and Abu Dhabi. It's strongly recommended in the other emirates.

Can I buy medical insurance online?

Yes — individual and family plans can be bought fully online. Domestic worker and group plans are arranged by our team.

Does medical insurance cover maternity?

Maternity cover is available on all individual and family plans, within plan limits.